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Terms of Use

Last Updated: May 8, 2026

Agreement to Terms

By accessing or using the novaquantum website (nova-quantum.com) and services, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access our website or use our services.

Services Description

novaquantum provides financial education programmes for children and teenagers. Our services include workshops, courses, and consultations designed to build financial literacy skills.

Eligibility

Our services are intended for use by parents, guardians, and educational institutions on behalf of children and teenagers. Enrollment in programmes requires parental or guardian consent for participants under 18 years of age.

Enrollment and Payment

Programme Enrollment

When you enroll in a programme, you enter into a binding agreement to participate and pay the associated fees.

Pricing

All prices are listed in British Pounds (GBP) and are subject to change. The price confirmed at the time of enrollment will be honored for that specific enrollment.

Payment Terms

Payment details and schedules will be provided upon enrollment confirmation. Full payment is typically required before the programme start date unless alternative arrangements have been agreed.

Refund Policy

Cancellations made more than 14 days before the programme start date are eligible for a full refund. Cancellations made within 14 days of the start date are subject to a 50% cancellation fee. No refunds are provided after the programme has commenced.

User Responsibilities

You agree to:

  • Provide accurate and complete information during enrollment
  • Maintain the confidentiality of any account credentials
  • Notify us of any unauthorized access to your account
  • Ensure participants attend scheduled sessions
  • Respect programme facilitators and other participants
  • Not reproduce or distribute programme materials without permission

Intellectual Property

All content on our website and in our programmes, including text, graphics, logos, course materials, and software, is the property of novaquantum and protected by copyright and intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

Programme Delivery

Schedule Changes

We reserve the right to modify programme schedules with reasonable notice. In the event of significant changes, enrolled participants will be offered alternative dates or a full refund.

Programme Cancellation

We reserve the right to cancel programmes due to insufficient enrollment or unforeseen circumstances. In such cases, participants will receive a full refund or the option to transfer to another programme.

Online Delivery

For online programmes, participants are responsible for ensuring they have appropriate internet connectivity and equipment. Technical issues on the participant's end do not constitute grounds for refunds.

Limitation of Liability

novaquantum provides educational services and does not provide financial advice. Our programmes are designed for educational purposes only.

To the fullest extent permitted by law, novaquantum shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or website.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.

User Conduct

You agree not to:

  • Use our services for any unlawful purpose
  • Harass, abuse, or harm other participants or staff
  • Transmit any viruses or malicious code
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of our services
  • Record or photograph sessions without explicit permission

Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee specific educational outcomes, though we strive to deliver high-quality programmes.

Indemnification

You agree to indemnify and hold harmless novaquantum from any claims, damages, or expenses arising from your violation of these Terms of Use or your use of our services.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Use, please contact us at:

Email: [email protected]
Address: 47 Wellington Street, London WC2E 7BD, United Kingdom

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and novaquantum regarding your use of our services.

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Financial education for the next generation

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